Our Financial Services

Auto Leasing

A*LEASE offers vehicle leasing arrangements for both private individuals and corporate clients. Whether you require a single executive vehicle or a fleet solution, we work with you to structure a lease that matches your usage profile, budget, and contract requirements.

Our auto leasing service covers a wide range of vehicle categories, from passenger cars and SUVs to commercial vans and light trucks. Contracts are structured with clearly defined mileage allowances, lease durations, and residual value agreements to ensure full transparency from the outset.

• New and pre-owned vehicles
• Flexible contract durations
• Private and corporate leasing
• Fleet management options
• Defined mileage packages
• Optional service add-ons

Equipment & Machinery Leasing (Anlagenleasing)

Our Anlagenleasing service enables businesses to access machinery, production equipment, IT hardware, medical devices, and industrial installations without requiring large upfront capital expenditure. By leasing rather than purchasing, businesses preserve working capital and maintain balance sheet flexibility.

We finance a broad spectrum of asset categories across industries including manufacturing, logistics, healthcare, retail, and professional services. Each arrangement is structured individually to align with the economic life of the asset and the operational needs of the lessee.

• Machinery & production lines
• IT infrastructure & hardware
• Medical & laboratory equipment
• Logistics & warehouse systems
• Finance and operating lease structures
• Tailored depreciation schedules

Factoring

Factoring allows businesses to convert unpaid trade receivables into immediate liquidity. Rather than waiting for customers to settle invoices – which may take 30, 60, or 90 days – A*LEASE purchases your receivables and advances the majority of their value promptly.

We offer both full-service factoring, where we also manage collections and debtor communications, and selective factoring, where you choose which invoices to factor. Our factoring solutions are designed to be scalable as your business grows.

• Full-service factoring
• Selective (spot) factoring
• Non-recourse factoring (default protection)
• Debtor management outsourcing
• Advance rates up to 90% of invoice value
• Fast onboarding and settlement

Asset Finance

Our asset finance arrangements cover high-value business assets that fall outside standard equipment categories. This includes commercial vehicle fleets, specialised industrial systems, and infrastructure investments that require structured, long-term financing solutions.

Each asset finance arrangement is individually negotiated, with attention to asset type, residual value, and the financial profile of the client. We work to structure deals that offer both operational and tax efficiency within the bounds of applicable regulations.

• Commercial vehicle fleets
• Heavy equipment & plant
• Long-term structured financing
• Balloon payment structures
• Residual value arrangements
• Tax-efficient structuring guidance

Sale & Leaseback

Sale and leaseback arrangements allow businesses that already own assets to release the capital tied up in them while retaining full operational use. You sell the asset to A*LEASE and immediately lease it back under agreed terms, freeing liquidity without disrupting operations.

This solution is particularly useful for businesses undergoing restructuring, expansion, or seeking to strengthen their balance sheet position. Assets suitable for sale and leaseback include machinery, vehicles, IT systems, and certain types of commercial equipment.

• Release capital from owned assets
• Retain continuous operational use
• Improve balance sheet liquidity
• Suitable for restructuring scenarios
• Broad asset category eligibility
• Individually structured agreements

Informational Notice: All service descriptions on this page are provided for general informational purposes only. They do not constitute a binding offer, financial advice, or a commitment to provide any specific service or rate. Individual service availability and terms are subject to credit assessment, applicable regulations, and the specific agreement reached between A*LEASE and the client. Please contact us directly to discuss your specific requirements.